Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder was clear and concise at all times. Distance is no object here as your journey is supported by informative documentation by email and first class post. He was always available at the end of the phone to answer any questions in a very pleasing way. In summary, our journey was fast and efficient. Would definitely recommend Richard to those seeking surety. Thank you for looking after us."
Dominic Baines
Rest assured that equity release is a safe, regulated option. Being regulated by the Financial Conduct Authority (FCA), we follow strict guidelines to protect your interests.
Our lifetime mortgages come with a crucial guarantee - you'll never owe more than your home's market value, giving both you and your family complete peace of mind.The funds you release are yours to spend however you like. From home improvements to dream holidays, the choice is yours.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Derbyshire, we specialise in providing personalised advice for equity release and mortgages. With extensive experience, we’re here to guide you in making informed decisions about your financial future.
Whether you’re considering unlocking the value of your home or looking for the best mortgage deal, we provide clear, straightforward advice every step of the way. Our aim is to support you in building a brighter, more secure future, offering professional service with a personal touch to help you achieve your goals.
Our experienced team carefully explores every option to find your perfect solution, offering clear, jargon-free advice throughout.
We manage the entire process from start to finish, handling all paperwork and communications with lenders.
With years of experience and a commitment to excellence, we're here to help secure your financial future with personalised, professional service.
Here’s what to expect when you work with us for equity release, if you live in Derbyshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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